Losing weight doesn’t have to be boring when you focus on bright, colourful meals. What does this mean? Simply by making sure your plate reflects a range of colours, you’ll naturally create more balanced and healthful menus. Not everyone has the time or the patience to count calories, but assessing the colours on your plate is something anyone can do – and it only takes an instant!
Why is colour important? Several fatty and caloric foods, such as dairy products and startchy carbs, are beige or brown. When there are too many of these drab colours on your plate, weight gain is almost certain.
That’s because these beige foods typically are high in calories and can leave you feeling hungry later. A cup of beige or brown beans can be over 200 calories. . . . but a cup of red or green vegetables is under a hundred! Add fresh greens, deep purple-reds and bright yellow-orange to a meal, and water the nutrient content go up, although calories go down! Plus, you’ll get more enjoyment from eating when there is a variety of colours and flavors on your plate.
3/4 cup plain yogurt
1 tablespoon lime juice
1 tablespoon honey
1 teaspoon curry powder
1/8 teaspoon salt
1/8 teaspoon pepper
2 cups cooked chicken, cut into small pieces
1 cup peeled and cubed mango
Combine first 6 ingredients in a large bowl and stir well. Add chicken and mango and toss gently to coat. Arrange dark green lettuce leaves around a serving bowl and spoon mixture into bowl.
For extra crunch, serve with a side dish of red and green bell pepper, romaine lettuce, chopped celery and cucumber.
Makes 4 Servings
Nutritional Analysis Per Serving of Curried Chicken:
Total fat: 3 grams
Saturated fat: 1 gram
Cholesterol: 73 mg
Sodium: 170 mg
Carbohydrate: 17 grams
Protein: 30 grams
Dietary fiber: 1 gram
Chickens are currently our friend economically speaking, whether you’re thinking as a supplier or a consumer. Chickens are easy to raise, and if you’ve been to the supermarket to purchase meat, you know that chicken comes with a much cheaper price tag than some of the other solutions.
If you’re a supplier, improvements in vaccinations has made hatcheries very happy lately. Any benefit to suppliers is naturally going to trickle down to consumers, a cyclical scratching of the back, if you will. With reproductive efficiency on the rise, it’s making the market for chicken products look very appealing.
With vaccination upgrades and boosts in chicken reproduction efforts, chicken suppliers are feeling better these days. Of course, consumers are still questioning the cost of eggs, but both consumers and the food service industry is benefiting from better chicken health and reproduction.
I myself am glad that I can buy chicken for cheap when hamburger and other red meat prices seem to just take me to the bank. Of course, even with the good news, there is plenty of bad news circulating about tortured chickens and suppliers that aren’t handling their business ethically.
It has been stated that nothing is more important than your health, and there is a lot of truth to that saying. Among other things, a loss of health can mean a loss of earnings if you are not able to work, and it can also mean medical bills that are extremely expensive. Health insurance can help you avoid any of those costs and it can also help individuals to lead more healthy lives by paying for preventive measures such as regular check ups and immunizations to name just two.
There are several means by which an individual can get health insurance. A person may purchase his or her own insurance. A person may receive health insurance as part of an employment package. A person may receive health insurance through local or Federal programs.
In many instances, there might be a combining of the premiums paid. What that means is that, for example, an employer might pay a certain amount of the medical insurance premium and the employee pays the remainder of the premium, usually through payroll deduction. In other cases, an employer or government entity may pay the full amount of the premium.
Also with most types of insurance, health insurance comes in many forms and is available at differing levels of coverage. The best case scenario would be if an employer paid the full amount of the monthly premiums and there were no co-pays or deductibles charged to the patient. This type of coverage is rare, however, unless you are extremely well placed in a company or you are living below the poverty line.
Most consumers will be in a co-pay system of health insurance wherein they are responsible for a certain amount of the bill and the insurance company will pay the rest. As you might imagine, there are many different levels of coverage in these arrangements as well.
Normally, the more money the patient is required to pay from his own pocket at the time of the medical services, the less the monthly premiums will be. For those individuals who are relatively healthy and have a reasonable income this might be the best option for health insurance. For those with a limited income or for those who have health problems this might be a difficult option to live with as the co-pay or deductible of each medical visit will need to be paid for out-of-pocket by the patient.
The importance of having health insurance should not be dismissed or underestimated. Rising medical costs can wipe out a lifetime of savings with just one major medical event. Even the most routine of surgeries can cost tens-of-thousands of dollars, and more sophisticated procedures can easily run into the hundreds-of-thousands of dollars. Health insurance can help pay those skyrocketing cost and help save you from financial ruin.
Before selecting a health program to participate in you should read the contract carefully and understand all of the terms and conditions that are in it. If you are unsure about any of them, ask your employer or the insurance representative for clarification.
Technology keeps finding ways to get cheaper, and the cost of food just continues to rise each and every day, not year. Especially eggs are getting the attention of consumers, as the mainstay is breaking many people’s banks just to keep eggs on their plates.
It’s one thing for a food choice that isn’t a staple to go up in price to where it’s an ‘option.’ But when you have something like eggs costing so much, people really start to take notice. Forget about the fact that gas prices are on the way down because everything else seems to be costing more!
And with gas prices down, and chicken prices still low, why do eggs cost so much? It seems as though chicken and egg costs should be aligned as normal, and it seems that a lower cost of gas should help with transporting eggs. Was there an egg crisis that people don’t know about?
It has definitely made many people wonder just what is going on. The answer lies with the flu when it comes to egg costs. Bird flu has sent the cost of eggs soaring, and it’s going to take some time for prices to come back down.
When psoriasis flares up, it is not only irritating but also impacts a person’s self esteem and appearance. While there are prescription drugs available for treatment of psoriasis, many people are happy to find out that the condition can be treated with an array of natural remedies as well.
The Aloe Vera plant is one natural remedy, and some essential oils also help provide relief of symptoms. Additionally, apple cider vinegar is known to help with psoriasis as well. Tea tree oil and turmeric are also solutions that people suggest for treating this persistent skin condition.
Proper health management can be accomplished by good nutrition and exercise. There are many people in the world today who are struggling with poor health. In many cases the diseases and illnesses that these people have can be prevented by better eating habits and a daily exercise routine.
It is sad to say that many parents do not understand proper health management for their children. Children today have many more illnesses than children did from years ago. Many of these illnesses are caused by inactivity and junk food. Parents need to manage these important areas of their child’s life.
One of the more frustrating things about traveling to a Third World country is trying to find the right ingredients for a delicious Parmesan chicken dinner. We all know that most American grocery stores have a variety of every type of ingredient imaginable for cooking, baking, and barbecuing.
This is not the case however in a Third World country. Finding the right ingredients make something simple like Parmesan chicken is not that easy. Many of the Third World countries do not have supermarkets but only outdoor markets. I love these outdoor markets But unfortunately they do not have the right ingredients for a Parmesan chicken dinner.
This is a delicious chicken meal for you to prepare at home. The lemon sauce is fresh and tangy and somehow I always end up eating too much :-).
It takes a bit to prepare and is not the sort of thing you would want to cook each night of the week.
However, it is worth the effort.
I mostly make it once in a while as a special meal for my husband. And it always turns out great.
Fortunate Lemon Chicken
4 whole boneless chicken breasts, skin off
1/2 cup cornstarch (corn flour)
3 tbls water
4 egg yolks – gently beaten
salt, pepper – to taste
shallots – chopped
1/2 cup lemon juice
2 tsp powdered chicken stock
2 tbls cornstarch (corn flour)
2 tbls honey
21/2 tbls brown sugar
1 tsp grated ginger
13/4 cups water
For the sauce, combine all the ingredients in a saucepan and stir over a low heat until it boils and then thickens.
Cut the chicken breast fillets into 3-4 pieces. Lay flat and pound slightly with a mallet or other heavy object.
Place cornstarch in a bowl and slowly add the water, and then add the slightly beaten egg yolks. Next add salt and pepper to your liking.
Dip the chicken pieces into this batter and ensure you drain well.
Place a couple pieces of the battered chicken at a time, into deep hot oil and fry until lightly browned.
Drain on absorbent paper.
Slice chicken further if required.
Arrange on plates of freshly cooked white rice. Sprinkle with shallots and spoon over hot lemon sauce.
Then end the meal with a home-made Chinese Fortune Cookie.
Insert a message in each cookie to suit the mood of the meal. This is a fun way to end any meal.
http://www. chinese-fortune-cookie. com
No one can foresee problems that may arise should he become incapacitated. Yet, you can avoid negative consequences of unforeseen problems by creating Living Wills and Healthcare Power of Attorneys (HCPOA).
Setting up a Living Will or HCPOA is a relatively simple task. The first step it to consult with an attorney that specializes in estate planning to ensure that your documents are clear. Here’s an overview of what you can expect from your Living Will and HCPOA.
Healthcare Power of Attorney
The HCPOA, otherwise known as a “healthcare proxy” is a legal document that enables an individual that you appoint (your “agent”) to act as your healthcare representative if you become incapacitated. The agent becomes your acting representative at the moment you become incapacitated, thus eliminating the need for your loved ones to argue over your rights and wishes in court.
Your agent has the authority to request or deny any medical treatment that he determines to be appropriate. Therefore, it is a good idea to choose someone that you trust as your agent. Please note: In most states, your spouse will be your default agent. If you are not married but are in a lifelong relationship your partner, he does not automatically become your agent. Make sure that you appoint your partner as your agent to ensure that he or she has control over your medical decisions if you are unable to make them.
Because your agent has whatever powers you give him or her, make sure that he or she understands your desires. Some of the decisions he or she may need to make include but are not limited to:
• Deciding whether or not you will receive medical treatment
• Withdrawing life-support
A Living Will and HCPOA should be used in tandem, since one document complements the other. Your Living Will is a document that clearly expresses your desires. In short, your Living Will provides your medical team with instructions for how to carry out your wishes should you become incapacitated. For example, if you become brain dead, you can state in your Living Will that you wish to receive or not to receive life support.
By creating a Living Will, you ensure that your desires will be carried out without court involvement that can be costly and stressful for your family. Criteria for enacting a Living Will vary by state; so make sure that you consult with an attorney to ensure that your Living Will complies with the rules in your state.
Excerpt From Clay Aiken
American Idol Runner-Up, Season 2
It was December 2003, and Christmas was just a few weeks away. I was in Atlanta as part of a radio tour around the country when I received a very special and unexpected holiday gift.
Six months had passed since that amazing night when Ruben and I stood on stage at the Kodak Theater for the American Idol Season 2 Finale. In those months, I had loved being on the American Idols Live! tour, making my first video and album, traveling from city to city, singing live at radio stations along the way, and meeting with thousands of fans to chat and sign autographs.
At the beginning, all the adulation had been difficult for me to accept, but I was finally starting to get used to people telling me how hearing my songs or watching my videos had changed their lives. Yet, it was still a challenge for me when a fan would tell me something dramatic like, “I was thinking of ending my life – and then when I put on your CD and heard your song, I realized that I actually wanted to live, and I cried tears of gratitude to you. ”
Could I really be having that kind of impact on people’s lives? I’d ask myself. Because, if I am, I should be the one crying tears of gratitude to have the fortune to be in this position.
Since my fans mean everything to me, I would do my best to be gracious when they’d tell me these things, even if I was caught off-guard.
This particular December day, a very petite and pretty girl came up to me as I was signing autographs and said, “Your video, Invisible, made such an impact on my life. ”
I did not want to argue with her, but I was sure she must have gotten that video confused with some other video I’d made. I thought, It couldn’t have been Invisible. That was just a self-congratulatory video of me singing on a stage in the middle of Hollywood Boulevard with a bunch of people cheering. There was no story line. There was nothing inspirational about it. How in the world could that video have impacted her?
“Are you sure you don’t mean some other video?” I asked.
“No, I’m sure it was Invisible. ”
I asked her to explain.
She paused before she said, “Well, I used to weigh about 200 pounds. ”
“Wow, you look great, but how does that have anything to do with Invisible?”
“When I saw that girl on stage in the video, and you put your arm around her, I could hardly believe it. I mean, she was overweight, and you looked so happy to have her up there with you. Because you accepted her, I was able to accept myself. After that, my whole life changed. ”
I had to think back to that video for a minute before it dawned on me what she was referring to. While we were making the video, the music director had pulled someone out of the audience and put her on stage with me. She was not hugely overweight. She was just a healthy-looking girl, but she did not exactly fit the image of the kind of women you mostly see in music videos. She was not stick-thin or model-gorgeous – but I had never thought anything of it until that moment.
“Well, thank you so much for sharing that with me,” I said. But a simple thank-you was hardly adequate for the gift that young lady had given me that day.
Without her even knowing it, her words had rocked my world.
I’ve always tried to remember that people are looking at what I say and do to find out what’s valuable and important to me, and I’ve always tried to set the right example. But that day I realized that I cannot know all the ways my actions may impact someone. I couldn’t have imagined that video would have affected anyone in any kind of positive way – but, lo and behold, it had.
Based on that conversation, I decided that in my videos, I would always have normal, everyday, average-looking people. I had to fight with the producers from my record label about this, but I insisted. When we made The Way, I told them I did not want any stick-thin girls or model-perfect guys in the video. If we were going to include beautiful people, I wanted the gorgeous girl to be with the overweight guy and the average-looking girl to be with the model guy. I want people to know that it doesn’t matter what you look like. Everyone is good enough.
This is one of the reasons USA loves Idol and the show has the impact that it does on so many people. You rarely see a contestant with a music-video look! It is about real people. Season 2 was so exciting because not only were the Top 3 – Ruben, Kimberley, and me – all from the middle of nowhere, Podunk, USA, but we were also extremely normal, average-looking people. We would never have gotten record contracts if it hadn’t been for American Idol. Ruben was such a big guy; Kimberley was gorgeous, but a plus-size woman; and me – I was, and am still, such a dork! And then, the next season there was Fantasia – a struggling single mom that so many people could relate to. We’re just normal people from next door or down the street.
That momentous day in Atlanta, I also realized that it is not only people in the public eye who have an impact on others. You don’t have to make a music video to make a difference in someone’s life. You can be a bagger at a grocery store or a teller at a bank. You just never know when something you say or do is going to impact someone else’s life, and maybe even change it forever. . .
The gift I received from my fan in Atlanta is proof of that.
(Reprinted with permission from Chicken Soup for the American Idol Soul: Stories from the Idols and their Fans that Open Your Heart and Make Your Soul Sing. )
Vitamin could be a terribly vital nutrient for individuals. it’s vital within the body for the repair of tissues. we’ve got to consume water-soluble vitamin on an everyday basis as a result of the body doesn’t store water-soluble vitamin in its tissues.
The body desires water-soluble vitamin as a result of it’s required in creating albuminoid – a macromolecule that helps in supporting tendons, blood vessels, and ligaments and keeps the organs and also the skin along. water-soluble vitamin additionally plays a job in up the absorption of iron from plant-based foods. It additionally protects the body from sickness as a result of is strengthens the immunity system.
Vitamin C contains a heap of advantages for your body. a number of the advantages of water-soluble vitamin include;
Vitamin C will go a protracted thanks to facilitate shield your body from infections and maintains healthy bones and teeth. It additionally will increase the flexibility of the body to repair wounds and keep it immune from infection, viruses, and microorganism. it’s additionally vital for albuminoid that is that the main structural macromolecule found in animal tissue. If it taken orally, it’ll facilitate heal wounds higher and quicker. If it’s applied, it’ll shield the skin from effects arising from exposure to ultraviolet illumination rays.
It will greatly scale back the severity of cold symptoms. it’s like AN medicament that may scale back the consequences of the respiratory disorder that include; running nose, inflammation, and aches. It can even facilitate by dominant the allergic reaction that causes the cold.
Vitamin C could be a nice inhibitor that may facilitate shield the body from free radicals that may result in variety of medical conditions like coronary-artery disease, that has been shown to guide to stroke and heart condition.
Vitamin C will facilitate lower the vital sign and this can result in a reduced risk of cardiovascular disease and lots of alternative health issues that may arise from having high vital sign within the body.
Vitamin C ensures that the blood vessels are properly expanded, that successively protects the body from conditions like coronary-artery disease, heart congestion, chest pain, and high cholesterin,.
It plays an enormous role in reducing of lead level within the blood. There area unit several behavioural and development issues that are joined to guide toxicity. It will result in down I.Q., learning disabilities, and inferior growth in kids. In adults, lead toxicity will cause high vital sign and injury the kidneys.
There area unit several studies that have shown water-soluble vitamin will facilitate lose fat and maintain a healthy weight. this is often why you dietician can continually suggest you to require lots of fruits and veggies once losing weight. this is often as a result of water-soluble vitamin lowers hypoglycaemic agent, which suggests less sugar are going to be regenerate to fats.
There area unit several alternative edges of water-soluble vitamin. you would like to make sure you get the correct amounts of alimentation from your food to make sure you get the advantages. There area unit several fruits and veggies that area unit made in water-soluble vitamin.
Now providing the Treasure Coast with exceptional health care at our two great locations.
1050 SE Monterey Road. #101
Port Saint Lucie Location
1801 SE Hillmoor Drive Suite A 109
Port St. Lucie,FL,34952
Anyone concerned with getting fit, staying fit, or fitness in general is usually looking for ways to eat more healthfully. Chicken breasts are one of the most diet friendly lean protein sources you can find and they do taste gorgeous good. Lean protein sources are extremely important for all fitness enthusiasts. Lean protein builds muscle and helps to burn fat. Here’s a low fat healthy chicken recipe that you can vary to suit your mood.
Andy’s Famous Chicken
3lbs. package of boneless, skinless chicken breasts – still frozen
1 12oz. bottle of fat free salad dressing or Lawry’s marinade
1 11 x 14 baking pan
Preheat oven to 400 degrees. Place frozen chicken breasts in the baking pan. Pour dressing or marinade over frozen chicken. Bake chicken at 400 degrees for about 1 to 1 1/2 hours or until chicken is lightly browned on top.
That’s it! That’s the whole healthy low fat chicken recipe. This chicken recipe is dead easy and especially wonderful when you want a nice dinner but you have piles of chores left to do and don’t want to be chained to the stove all evening. Serve Andy’s Famous Chicken with side dishes such as steamed veggies and brown rice or other whole grains and you have a fast, healthy meal that actually tastes good.
This healthy low fat chicken recipe is particularly good with fat free Italian dressing. Any fat free or low fat salad dressing may be used to maximize the flavor variations that are possible with this dish. Another good choice would be any flavor Lawry’s marinade since that brand tends to be lower in fat and calories.
For those folks who are not quite so fitness oriented, regular botled dressing might be used and the resulting dish will be just as tasty. Another easy way to go would be canned or bottled curry sauce. It makes a good spicy dish. Andy’s Famous Chicken is a good recipe for week night dinners and would also be nice enough to serve company.
Holistic health care is a phrase we hear a lot, but most of us would probably be hard pressed to come up with a definition. Indeed, even if we could, holistic health care means different things to different people, so definitions can change from one source to another.
The term holistic means approaching an entity as whole, because all of its parts are interdependent. As it relates to health care, a holistic approach addresses the whole person, paying attention to all of the interdependent parts, to achieve overall health and well being.
A holistic approach is aimed at maintaining a healthy body, mind and spirit. The understanding is, if there is a problem in any one area, it can affect the others, so we need to look after the whole person, mental and physical, to achieve maximum health.
Contrary to popular belief, holistic health care does not necessarily exclude symptom-based medical treatment. In cases of chronic conditions, diseases or temporary disabilities, especially those involving pain or quality of life issues, a holistic approach can include medicines, support for the body’s own healing ability and care for the patient’s emotional and spiritual well-being.
Especially with elderly patients, the impact of a debilitating physical ailment, coupled with the issues surrounding aging, can lead to mental and emotional issues, like anxiety, depression and isolation. Even a patient’s surroundings, like an unfamiliar hospital room or health care facility, can affect the patient’s ability to deal with an affliction in the best possible way.
In such cases, a holistic health care practitioner can work in partnership with the patient to provide care for the whole person, considering all the factors affecting the patient’s situation.
As an example, if it is determined that a patient’s surroundings are adding to emotional stress or loneliness, simply moving to a more familiar setting could vastly improve the patient’s overall well-being and speed-up recovery.
Very often, a holistic health care provider becomes an elderly patient’s close friend and advisor, acting as an understanding intermediary between the patient, doctors and family.
Several studies show that lifestyle, our physical and mental activities, has the greatest impact on our overall health. A holistic approach to treatment of an ailing elderly patient makes sure their lifestyle constantly moves them towards better health.
Health is wealth so they say and all person should prepare financially and emotionally for the possibility of any health problems that may come his way at any time in the future. People say the only things certain in life are taxes and death. Perhaps, illness should also be included in that list because all person can get sick at any time.
A person will only realize the importance of preparing for the possibility of health problems when he is already afflicted with an ailment and he has not prepared for it financially. When that time comes, the sick person is faced not only with pressing health problems but with unpaid bills as well.
Most Americans are aware of the importance of getting a health insurance. However, there are still Americans who do not have healthcare coverage because of a variety of reasons and one of them is the increasing cost of health insurance.
The price of healthcare in the United States is on the rise and majority of American families can no longer afford it without a health insurance. The cost of healthcare has been on the rise because of the number of people getting in and out of hospital annually. It seems that the unhealthy way of life of most Americans plus the increasing number of old people in America are pushing the demand for healthcare to the limit.
Research shows that at least half of the American families could not afford health insurance because of insufficient income. Most American employees who annually earn no more than fifty thousand dollars work for small businesses that do not offer health insurance or coverage.
There are existing health coverage programs offered by the government like Medicaid but there should be more effort to educate the people about these programs. Some people who may qualify for the government health programs are not aware of the existence of the program and how to qualify for that program. More often, the bureaucracy is also one of the reasons why some Americans have not availed of the health programs.
Responsible parenthood means providing healthcare not only for the parents but also for their children. The government offers free and low cost health programs for qualified children of Americans as well as for children of immigrants. Such health programs provide coverage for a variety of health expenses like medicine, fee for doctors and even payment for hospitalization.
Every family should be aware of the importance of healthcare coverage. Thus, all family should invest in a quality healthcare program especially at a time when the parents are still able to work and pay for the proper health insurance. Otherwise, families who cannot pay for health insurance but are qualified for State healthcare coverage should start researching on the different government health programs and apply for the program which suits them.
With an aging population and new innovations in medical diagnosis and treatment, healthcare jobs are growing faster than in any other field. An aging population needs more health services while healthcare innovations increase the use of medications and the demand for treatment facilities.
Even though healthcare provides job opportunities both to health services professionals and others such as accountants, personnel officers, buyers, computer programmers and food service personnel, the emphasis in this article is on health services professionals.
Health Services Professionals
Health services require both professionals with advanced training and technicians with different kinds of operational skills. We look at the range of healthcare jobs in this market. This is more an indicative list rather than an exhaustive one.
* Physicians, dentists, chiropractors, optometrists and veterinarians are professionals whoever require varying levels of training
* Technologists and technicians in clinical laboratory, EEG, EKG, nuclear medicine, radiology and surgical work
* Health technicians like dental hygienists, dispensing opticians and emergency medicine technicians
* Dieticians and nutritionists, occupational, physical, recreational and respiratory therapists and speech pathologists
* Pharmacists and pharmacy technicians
* Registered nurses, licensed practical nurses, nursing aides and psychiatric aides
* Home care nurse, health aides, medical assistants and social workers
* Medical billing specialist, coding specialist, patient account representative and insurance claims/reimbursement specialists
* Medical records technicians
* Medical transcriptionists
As would be immediately evident, the field is quite extensive, and could extend further with new innovations in diagnosis and treatment.
Healthcare Jobs Information Resources
Each of the healthcare jobs requires specialized training, certification and licensing. Being a matter of life and death, unlicensed practitioners are not allowed to work in healthcare fields. Licenses are granted by different states in the USA, and each state has its own licensing regulations.
There are many sources for info on healthcare jobs.
The US Department of Labor publishes projected demands for different kinds of labor. Similar projections might be published by the healthcare industry also. These projections can help you select a healthcare job that is in line with your inclinations and also promises a growing demand.
Then there are numerous career centers, on the ground and on the Web, which will provide you info about each job. You can get info on:
* What the job involves. A description of the work that the job involves.
* Qualifications needed to be hired, and details of education and training needed to acquire the qualifications
* Training institutions and admissions procedure
* The formalities regarding certifications and licensing, such as the need for internship
* Career progression paths indicating the potential for growth in job satisfaction and earnings
* Current earnings levels in each healthcare job
* Associations of healthcare professionals and technicians
These career centers also interview persons engaged in each occupation and publish the interview details. These published interviews portray life in each profession, the kind of satisfaction it can provide, and give you a more realistic picture of what to expect if you choose it.
We all hope to stay well and healthy all the time, but we all know that we are going to be sick or may even be unfortunate and have an accident at any point in our lives. We all have access to the state health services but if you need additional private cover then this is where taking out a private medical insurance comes in. This article explains about health insurance in general and how quotes are worked out in general.
Private medical insurance will cover the cost of your treatment when you are unwell, but the kind of cover and amount of the cover you get varies considerably from policy to policy.
Make sure that when you are considering which health insurance policy to take out that you carefully read the policy so that you can find out which illnesses you are covered for and which illnesses are not included in the policy cover. It can also be the case that your medical insurance policy may require you to use particular hospitals for your treatment.
So what are health insurance quotes calculated on? Well providers calculate your policy quote on several factors, the most important being your age, your health, your medical history, your occupation and they also look at whether you smoke or not. If you do smoke, then you are likely to get a more expensive medical insurance quote.
Some health insurance policies let you choose to have an excess which if you decide to have this option it will lower your insurance quote. Another important thing to take into account when taking out a private medical insurance policy is that no matter how much you decide to spend on your cover you will not get cover for certain illnesses. These illnesses include long term illnesses, alcohol abuse, AIDS, suicide attempts and illnesses that are related to old age.
It is very important that when you take out your cover that you advise your healthcare insurance company of everything that is relevant to your health insurance application. This means you must tell them about any pre-existing medical condition or illness that you may have and it is highly likely that they will not cover you for these pre-existing medical conditions or illnesses.
And finally it is worth mentioning that it is always a good idea that you shop around to find the most suitable and affordable private medical insurance solution for you.
There is a lot said about health care these days. With costs rising and no end in sight there is a bigger need than ever for everyone to have the coverage of a health care plan. Health car plans are basically like insurance that helps you cover medical costs. Like any insurance they are sometimes difficult to understand.
There are many types of health care plans available. Each type breaks down into two basic groups: group or individual. Group plans are the least expensive option. They are provided through an employer. Individual plans are offered through private companies and can cost much more than group plans because there are no group discounts to the provider. In each group there are a few different type of health care plans.
Fee for service plans are the most common and traditional forms of health care coverage. With a fee service the covered individual gets many choices of doctors and hospitals. The insurance provider pays for a portion of your costs while you pay a fee. You pay both a monthly fee for coverage and fees based on the care you receive. Many times there is a deductible that must be met before the insurance provider pays anything. Most plans also have a maximum amount you will pay out of pocket. Once this figure is reached your costs are covered 100%.
Health maintenance organizations or HMO’s are another type of health care plan. HMO’s charge a monthly fee. You are required to use certain doctors who are signed up with the HMO. You pay a fee for any costs you incur called a co-payment. The total costs of any medical care is negotiated between the doctor and the HMO so the costs are lower.
Preferred provider organizations or PPO’s are a combination of the fee based plan and an HMO. There are limits on the doctors and hospitals you can choose, you make a co-payment for each service and you may have a deductible. You can, however, use a doctor that is not part of the PPO. You will still get coverage but you may end up paying a larger fee.
There are other forms of health care plans. The government offer two plans: Medicare and Medicaid. Medicare is a plan for people over age 65 or disabled. The coverage provided by Medicare often changes and can be confusing. There are several kinds of Medicaid. There is a free type and a fee based type. Medicaid is another government offered plan. It is based on income. With Medicaid all of your expenses are covered. New changes have made it so some care requires a very small fee. There are also variations in Medicaid. To find out information a person should contact their local government human services agency.
Health care plans can be very confusing. Talking with your provider will help ensure you completely understand how your plan works and what coverage is provided.